Loans & Hire purchase Services

Join myPence today and experience a smarter way to shop—where convenience meets affordability!

about us

About

myPence Limited Company is a reputable hire purchase service provider committed to offering flexible and convenient payment plans for government workers on the Controller and Accountant General’s payroll. Specializing in loans and hire purchase services, we provide a seamless digital experience through our innovative Virtual Credit Card system, ensuring ease, security, and affordability.

As a company dedicated to financial empowerment, myPence Limited is duly registered with the Controller and Accountant General’s Department under and licensed by the Bank of Ghana (BoG) as a lending company. Our mission is to make quality products accessible without financial strain, enabling customers to purchase essential items and pay in flexible installments, thereby promoting financial stability and convenience.

Through our user-friendly Mobile App (available on Google Play Store) and Web App, customers can seamlessly browse and purchase products from leading brands such as Samsung, Hi-Sense, Orca Deco, and more. This technology-driven approach ensures a hassle-free shopping experience, making high-quality electronics, furniture, and household appliances available at customers’ convenience.

At myPence, we prioritize customer satisfaction, transparency, and financial empowerment. Our structured repayment plans allow clients to enjoy premium products without the pressure of upfront payments. We also uphold the highest standards of integrity and efficiency, ensuring a smooth process from product selection to delivery. As a company committed to innovation and growth, myPence continuously improves its services to meet the evolving needs of customers. Whether it’s upgrading home essentials, purchasing office equipment, or investing in lifestyle-enhancing products, we provide a secure and stress-free financial solution tailored to each customer’s budget.

Our
Mission

Our mission is to:

Provide flexible hire purchase options that improve the financial well-being of government workers.
Offer a user-friendly digital platform that simplifies access to quality goods and services.
Maintain transparency, integrity, and excellence in all financial transactions.
Ensure compliance with regulatory standards to build trust and credibility in the financial sector.

Our
Vision

To be the leading provider of innovative and customer-centric financial solutions in Ghana, ensuring affordability and financial ease for government workers through seamless and transparent hire purchase services.