Join myPence today and experience a smarter way to shop—where convenience meets affordability!
Access quick and hassle-free loans tailored to meet your financial needs. With competitive interest rates and flexible repayment plans, we ensure a stress-free borrowing experience.
Click on the buttom to register for a loan application. Ensure you fill in the right information.
Choose the plan that best suits your business needs and start your journey to success with myPence.
Get the products you need now and pay later with our hire-purchase option. As a registered partner of the Controller and Accountant-General’s Department (CAGD), we provide an easy financing solution for government workers.
Click on the buttom to register. Ensure you fill in the right information.
Get the products you need now and pay later
All your quick questions answered for you.
TmyPence is a digital hire purchase and loan platform designed for government workers on the Controller and Accountant General’s payroll in Ghana. It allows you to shop for appliances, electronics, furniture, and more from top brands and pay in flexible monthly instalments.
Currently, myPence is available to:
Ghanaian government workers on the Controller and Accountant General’s payroll, Workers with verified payroll numbers and active employment
Once you select the item(s) you want:
Submit your application via the myPence mobile app.
Mobile App (Available on Google Play Store and Apple Store)
Yes. The minimum and maximum purchase amounts vary based on your net salary and eligibility. The system automatically calculates your eligible limit during the application process.
Repayments are automatically deducted from your monthly salary through the Controller and Accountant General’s Department.
You’ll need:
Approvals are typically processed within 24 to 72 hours, provided all required information is accurate and complete.
Yes, but only under specific conditions such as manufacturer defects or wrong delivery. Kindly refer to our Returns & Warranty Policy in the app for full details.
Yes, a small service fee is added to the total price, which is clearly shown during checkout. myPence offers competitive and transparent pricing.
We prioritise your privacy. All data is stored securely and protected with encryption. We do not share your personal or payroll information with third parties without your consent.
You can reach us via:
Phone:
Email: info@mypence.com
In-App Chat Support
Website Contact Form
13k+ Clients
We used to wait days for international payments. Now it’s just hours. Their system really changed the game for us.
We used to wait days for international payments. Now it’s just hours. Their system really changed the game for us.
We used to wait days for international payments. Now it’s just hours. Their system really changed the game for us.
We used to wait days for international payments. Now it’s just hours. Their system really changed the game for us.
